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Debt Roll Up (aka Debt Snowball) Approach to Paying Down Credit Card Debt
The Debt Roll Up process (often referred to as debt snowball) is simple to understand and implement. This method to pay down credit card debt requires commitment and discipline. The approach is...
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Dividing your credit cards and other debt responsibilities in divorce.
In Spring 2013, my then husband, had me purchase a Meat smoker and Surround sound system at a store through GE capitol. We put it under my name only, since my credit was better. In Aug 2013, we split...
View ArticleMariner Finance loan repayments and release collateral.
Hello Michael, I have been following you for 2 years with the Western Sky/Delbert issues in NJ, (which the State still has not resolved ), but I find myself in another dilemma that perhaps you can give...
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5 Steps to Get Out of Financial Purgatory
I know Purgatory sounds like a bad place to be, but it really comes down to the fact that you are, or have been, financially “stuck” for awhile. The way you manage or don’t manage your money can play a...
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Do You Really Need a Credit Card in Your Wallet?
As mentioned in my introductory post, there are “5 Steps to Get Out of Financial Purgatory“. We’re going to focus on each individual step in this blog series, so you can understand how and why each is...
View ArticleHouse Poor in Canada
It’s a commonly-held belief that Canadians make it a priority to pay for shelter costs ahead of other household spending. Mortgage payments and utilities typically receive more attention than...
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Debt is a Bully with a Big Stick
If you’ve already read my first article, 5 Steps to Get Out of Financial Purgatory, you know that we’ve reached step #3 on the list. And, although, I am definitely not an expert on getting out of debt,...
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6 Ways To Prepare When Your Applying For A Mortgage
Looking to buy a home in the next year or more? You’ll want to clean up your credit, pay down debt and build up your savings. Here are six ways to get ready to apply for a mortgage. Review your credit...
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Credit Reports and Scores – How Debt Resolution Programs Hurt Both
A common concern you may have when searching for the best way to get out of overwhelming debt is what can happen to your credit score. What follows will help you understand credit score impacts that...
View ArticleIs Anxious Attachment Hurting Your Relationship with Money?
I was $33,000 in debt by the time I turned 22. This wasn’t the sympathetic, socially-justifiable student loan kind of debt. This was $33,000 of credit card debt, accrued over a 9-month,...
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